Bank of America is entering 2026 with an outlook anticipating 2.4% GDP growth and two Federal Reserve rate cuts, as per its Global Research team. CEO Brian Moynihan, in a December 17, 2025 interview, underscored the critical importance of an independent Fed and noted solid consumer spending.
The bank is also strategically preparing for rising consumer credit stress by expanding digitally and opening over 165 financial centers. Minor regulatory relief is expected from April 2026 rule changes. BAC's stock closed January 01, 2026, after hours at $55.05, a modest increase of +0.09%.