Coinbase has officially implemented its new debit card spending limits today, October 14, 2025, increasing the default daily spending cap to $5,000 for all users. This change is part of a new tiered, risk-based model that will allow select low-risk clients to access higher limits of up to $100,000 by mid-2026. The move, which was previously announced and took effect today, is seen as a response to growing consumer demand for using cryptocurrency for everyday transactions and is aimed at making crypto payments more mainstream. Analysts suggest that raising the spending thresholds could lead to increased usage of the Coinbase card for both routine and larger purchases. In other news for Coinbase on this date, the company is also finalizing the automatic conversion of all Polygon (MATIC) balances to the Polygon Ecosystem Token (POL) at a 1:1 ratio, completing the network's migration.