Coinbase announced it will increase its debit card spending limits on October 14, 2025, in a move aimed at making cryptocurrencies more practical for everyday transactions. The company is starting by testing a new default limit of $5,000 for all users, a significant increase from the previous uniform limit. This initiative is part of a larger plan to introduce a tiered, risk-based system that could allow low-risk clients to have spending limits of up to $100,000 by mid-2026. The decision, announced by CEO Brian Armstrong on X, is a direct response to user feedback requesting more flexible payment options. Analysts view this strategic shift as a way to align Coinbase's services more closely with traditional banking and to reduce the friction in crypto spending, which could accelerate mainstream adoption. While the move is seen as a positive step towards normalizing the use of crypto for daily commerce, some analysts caution that higher limits will necessitate more sophisticated risk management and compliance to prevent misuse.