Bank of America will release its fourth-quarter 2025 earnings on January 14, 2026, before the market opens. Analysts focus on several key metrics, including Net Interest Income (NII), investment banking revenue, and forward guidance.

The release follows a year of strong stock performance for BofA. However, the broader market context remains tense; financial stocks declined on Monday.

This decline stemmed from renewed concerns regarding a potential cap on credit card interest rates.

Investors await executive commentary during the earnings call to address these regulatory concerns. They also seek the bank’s outlook on credit quality and loan growth for 2026.