Bank of America is poised for strong 2026 outperformance due to strategic initiatives. The bank is integrating digital assets, recommending 1-4% crypto allocation for wealth clients and covering Bitcoin ETFs from January 5, 2026. A $4 billion investment in AI in 2025 is also highlighted, contributing to recent analyst upgrades and a $58.59 price target. Separately, CEO Brian Moynihan emphasized the critical need for an independent Federal Reserve, warning markets would 'punish people' without one, and noted solid year-end consumer spending with 3% wage growth.