PT Bank Mandiri (Persero) Tbk (BMRI) posted a consolidated net profit of Rp 30.4 trillion for the first half of 2026. This result marks a 24.4% year-over-year increase and exceeds analyst consensus.
Total loans rose 19.9% annually to Rp 1,592 trillion. The bank's credit growth nearly doubled the national banking industry average. Third-party funds grew 17.1% to support the balance sheet expansion.
Non-interest income increased through recurring fees from the Livin' and Kopra digital platforms. The gross non-performing loan (NPL) ratio improved to 0.98%.