Starting October 14, 2025, Coinbase is implementing a significant increase to its debit card spending limits, setting a new default cap of $5,000 for all users. This move is part of a broader strategy to enhance the usability of cryptocurrencies for everyday transactions and encourage mainstream adoption. The company also plans to introduce a tiered, risk-based system that will allow certain low-risk clients to access even higher limits, potentially reaching up to $100,000 by mid-2026. The change, announced by CEO Brian Armstrong in response to user feedback, is seen by analysts as a strategic effort to align Coinbase's offerings more closely with traditional financial services and accelerate the use of crypto in daily commerce. Additionally on this date, Coinbase is finalizing the operational migration of Polygon's MATIC token to its new ecosystem token, POL, by automatically converting all remaining user balances at a 1:1 ratio.