EZCORP's third quarter 2026 EPS of $0.48 beat estimates, driven by record Pawn Loans Outstanding despite a revenue miss.

EZCORP reported third quarter revenues of $418.7 million, up 35% year-over-year, narrowly missing analyst estimates. The company delivered strong profitability, with diluted earnings per share of $0.48, a 41% increase from the prior year and a significant beat on expectations, driven by record loan growth.

Key Highlights

• Pawn Loans Outstanding (PLO), a key indicator of future earnings, grew 33% year-over-year to a record $387.2 million.
• Adjusted EBITDA increased 48% to $65.6 million, reflecting improved profitability across the business.
• The Latin America Pawn segment was a standout performer, with its segment contribution increasing 56% to $24.8 million, aided by store acquisitions and strong organic loan demand.