FICO's second quarter revenue beats estimates with 39% growth, propelled by a 60% surge in its Scores segment.

FICO reported second quarter fiscal 2026 revenue of $691.7 million, up 39% year-over-year, with GAAP EPS of $11.14. These results surpassed analyst expectations for both revenue and earnings. The company also raised its full-year 2026 guidance.

Key Highlights

• The Scores segment was the primary growth driver, with revenue increasing 60% year-over-year to $475.0 million, led by a 72% increase in B2B revenue from higher mortgage pricing and volumes.
• The Software segment grew revenue by 7% to $216.7 million, with platform Annual Recurring Revenue (ARR) up 49% and a strong platform dollar-based net retention rate of 136%.
• Reflecting the strong performance, FICO raised its full-year 2026 revenue guidance to $2.45 billion from $2.35 billion and its GAAP EPS guidance to $35.60 from $33.47.