Klarna reached 55 million monthly active users globally. The app currently records 9 million daily active users. Daily engagement increased by approximately 53% compared to the previous year.

The company is expanding its services beyond payments to provide a comprehensive money management tool. This growth follows a significant decline in Klarna's stock price after Q4 earnings reported a net loss and a weak forecast.

Klarna is positioning the app as a global digital bank for banking, spending, and shopping. Recent product launches supporting this evolution include a debit card and peer-to-peer payments in Europe.