PayPal's fourth quarter results miss estimates, guides for a potential 2026 EPS decline.

PayPal reported fourth quarter 2025 non-GAAP EPS of $1.23 on revenue of $8.7 billion, missing analyst expectations. The company also introduced weak guidance for full-year 2026, projecting a potential decline in earnings per share.

Key Highlights

• Total Payment Volume (TPV) for the fourth quarter grew 9% year-over-year to $475.1 billion, or 6% on a currency-neutral basis.
• The company issued full-year 2026 guidance for non-GAAP EPS to be in a range of a low-single-digit decline to slightly positive compared to fiscal 2025's $5.31.
• PayPal's board initiated a new quarterly cash dividend of $0.14 per share, payable in March 2026.