Upstart is trading 4% down today at $31.43 as investors remain cautious about fintech lenders’ exposure to a weakening credit environment and rising auto-loan delinquencies.

  • Broader market pressure is weighing on shares, with the Nasdaq and S&P 500 both down more than 0.5%.
  • Risk-off sentiment toward high-growth tech and AI-driven lending names is amplifying the downward move.