Visa identifies "agentic commerce" as the next significant evolution in global payments. This commerce involves AI-powered agents completing purchases on behalf of consumers. Visa executives, speaking during a briefing in the Philippines, stated this trend follows the progression from physical transactions to e-commerce and mobile payments.
Visa is actively developing security protocols and industry standards to facilitate this future. The company plans to adapt existing security frameworks for the new ecosystem. These frameworks include tokenization and stronger authentication methods.
Pilots for agentic commerce are currently underway in the Americas. Visa emphasizes that broad global adoption hinges on establishing shared industry standards.