Visa released its annual report detailing key trends expected to shape the payments industry in 2026. The report identifies core themes, including the increasing integration of agent-based commerce and the critical need to redefine digital identity security in the era of artificial intelligence.
Visa anticipates the global acceleration of fiat-backed stablecoins. The company projects the market will reach $4 trillion by 2030 and currently supports over 130 stablecoin-linked card programs.
The report also noted the significant decline in manual card-detail entry for payments. This method fell from nearly half of transactions in 2019 to 16% in 2025. Visa aims to continue this trend using its 16 billion tokens in circulation.