Mastercard's fourth-quarter financial results exceeded Wall Street expectations. Resilient consumer spending drove the strong performance. Adjusted earnings per share reached $4.76. This figure significantly beat the consensus estimate of $4.21. Revenue totaled $8.81 billion, just ahead of forecasts. Net revenues increased 15%. The company also reported healthy growth in transaction volumes.
Mastercard announced a strategic restructuring alongside the earnings release. The company will reduce its global workforce by approximately 4%. This move aims to reallocate investments. The restructuring expects to generate a one-time charge of about $200 million. This charge will occur in the first quarter of 2026. Mastercard shares saw a positive reaction in pre-market trading following the dual announcements.