🔴 PayPal is trading 18% down today after Q4 earnings miss and weak guidance

PYPL is trading at $42.85 (-18%) after missing Q4 2025 estimates with non-GAAP EPS of $1.23 and revenue of $8.7B, compounded by weak 2026 guidance.

• Weak 2026 guidance signals a potential EPS decline, driven by branded checkout growth slowing to a modest 1%.
• CEO Alex Chriss is stepping down March 1, replaced by Enrique Lores, following board concerns over poor execution.
• Minor external pressure from crypto dips (e.g., BTC -0.87%), though earnings remain the primary driver of the selloff.