Visa expands its AI-powered commerce infrastructure. Issuer processing platform Thredd joins the Visa Agentic Ready programme. This initiative prepares the payments ecosystem for "agentic commerce," where AI agents transact for consumers. Thredd's participation allows European issuers to facilitate these AI-driven payments without overhauling existing systems.
Consumer payments firm Zilch will enable agent-initiated payments through Thredd's platform. The system employs Visa Payment Passkeys, which leverage biometric authentication. These Passkeys confirm cardholder intent when an AI agent makes a purchase. This collaboration ensures secure, controlled, and trusted transactions within the Visa network as AI integrates into shopping.